MT700 fields follow UCP 600; MT760 fields follow URDG 758 structure.
Enter the transaction details and get a properly formatted SWIFT message in seconds.
Every field — from :20: to :72: — is placed in the correct order with the right content.
Copy or download the message as plain text for your SWIFT terminal or records.
Each generator produces the correct field structure for its message type.
MT700
Issue of a Documentary Credit — the core SWIFT message banks use to issue an LC.
MT760
Issue of a Guarantee — used to issue or confirm a bank guarantee.
MT199
Free-format message — used for queries, amendments, and free-text bank-to-bank communication.
SWIFT is the global messaging network used by banks and financial institutions to securely exchange standardized messages. In trade finance, SWIFT messages carry the instructions, confirmations, and undertakings that move transactions forward — from issuing a Letter of Credit (MT700) to issuing a guarantee (MT760) to free-format queries between banks (MT199).
Each SWIFT message type has a strict structure of numbered fields (called tags), each with a specific meaning and format. For example, in an MT700: tag :20: is the sender's reference, :31C: is the date of issue, :50: is the applicant, :59:is the beneficiary, and :32B: is the currency code and amount. Getting these fields right is essential — a malformed message can delay or invalidate a transaction.
Discrepia's SWIFT generator maps your transaction data into the correct tags in the correct order for each message type, so the output is ready for your SWIFT interface or for review by your correspondent bank.